Internet Security

ONLINE SECURITY TIPS: ARE YOU PROTECTED?

Since reaching retirement age, I have noticed that I have been overwhelmed with scam calls and emails trying to obtain my personal information.  What these scammers will come up with is impressive, everything from using AI (Artificial Intelligence) to impersonating a loved one asking for money in emails or saying you have an undeliverable package and asking you to click a link to verify your information.  It is always good to re-familiarize ourselves with internet safety regardless of age.  Scammers target people using three essential tools:  uncertainty (how to act), emotion (fear), and urgency (act now). With that in mind, I have combined the top 10 internet safety tips found at online security sites.

Online Security

1. Use Strong Passwords: Create complex passwords and change them regularly. Use a password manager.
2. Enable Two-Factor Authentication: Add an extra layer of security to your account.
3. Keep Software Updated: Regularly update your operating system and applications.
4. Beware of Urgent Emails and Phishing Scams: Don’t click on suspicious email links or attachments. For example, URLs that start with “HTTP” rather than “HTTPS.” The “S” stands for “secure” and has a padlock icon in the address bar. Other trust signals include:

• Text free from spelling and grammar mistakes—Reputable brands will try to ensure their websites are well-written and proofread.
• Images that are not pixelated and fit the screen’s width correctly.
• Ads that feel unforced and are not too overpowering.
• Do not click on pop-up windows on your phone or computer.

1. Use Secure Networks: Avoid using public Wi-Fi for sensitive transactions.
2. Protect Personal Information: Be cautious about what you share online.
3. Use Antivirus Software: Install and update antivirus software on all devices.
4. Back-Up Your Data: Regularly backup important files and documents.
5. Monitor Your Accounts: Check your accounts regularly for unauthorized activity.
6. Educate Yourself: It is crucial to stay informed about the latest online threats and how to avoid them. This knowledge will empower you to navigate the digital world confidently and securely, putting you in control of your online safety.

The “Your Computer Was Locked” security warning box is a scam that has been around for a while and is increasing in momentum again. The message tells you to call “Windows Engineering” at a toll-free number for help. The best action is to close the website immediately. DO NOT call the number.  It might be necessary to use Task Manager to close out the website.  Task Manager is opened by pressing Control-Alt-Delete simultaneously and shutting down whatever browser you use. You should also run an antivirus scan to ensure there isn’t malware on the device that you may have unintentionally downloaded.

Be aware of “Catfishing,” which occurs frequently on dating websites and Facebook when people create fake profiles online to look like someone else.

Avoid Prize and Lottery Scams, where you are asked to pay only for shipping or taxes. Another scam to avoid is where you are sent fake receipts and charges. They ask you to click to dispute the charge, and it takes you to a fake site that steals your personal information. 

AI (Artificial Intelligence) Safety

AI’s popularity brings a whole new set of security issues. The following are a few suggestions on safely using, viewing, or detecting AI in social media. 

1. Don’t share sensitive information.
2. Be skeptical and verify all AI-generated content; watch for the repetition of specific words or phrases.
3. Be aware of user sentiment and bias; watch for a lack of emotional context.
4. Use AI with ethics, not exploitation.
5. Don’t rely solely on AI.
6. Stay informed.

Remember that staying safe online is an ongoing process that requires your continuous engagement and commitment. Always prioritize your digital security and think before clicking.

NOTE: The U.S. Government has officially banned Kaspersky from being sold and distributed in the United States, citing privacy and security concerns as the company is headquartered in Russia. If you have this antivirus software, please look into replacing it, as there will be no updates as of September 29, 2024. The U.S. Commerce Department stated that if you continue to use Kaspersky after this official shutdown date, you assume the risk of doing so. 

Following are a few internet security sites used for this article: 

Keep your computer secure at home – Microsoft Support

Improving Personal Cybersecurity: 5 Tips for Seniors (ncoa.org)

The ‘Your computer was locked’ scam is gaining traction (consumeraffairs.com)

Submitted by: Teresa Tucker, 1^st Vice Chairman